Bankruptcy Search

When hiring for a position responsible for handling money or finances, a bankruptcy search is essential. Federal bankruptcy searches return all bankruptcy information in a candidate’s file.

And checking for a history of bankruptcy gives you insight into a candidate’s financial accountability and track record. We’ll help you learn about your candidates’ history, so you can make informed decisions.

This type of search is ideal for:

• CPAs
• C-level executives
• Financial and banking staff
• Employees responsible for handling money and/or financial information

Search turnaround time: 2 – 5 business days

Ready to conduct a bankruptcy search? Get Started ›

Q. What types of bankruptcy cases are included in this search?
A. Chapter 7 and Chapter 13 bankruptcy deal with individual consumers. Chapter 7 involves the liquidation or transfer of ownership of assets to pay debts to creditors. Chapter 13 involves a set term, typically 3 to 5 years, for a consumer debtor to pay back debts.

Q. Are there limitations on what positions I can conduct a bankruptcy search?
A. As with all background checks, you are required to follow regulations from the Fair Credit Reporting Act (FCRA) and various other state and federal laws. We recommend working with your legal counsel to decide which searches and verifications are required, and best for specific positions and risk levels in your organization.