Credit Reports


Checking credit history gives you insight into a candidate’s financial accountability and track record. And it’s essential information to have when hiring for a position with money handling and financial responsibility.

Our credit report for employment returns a candidate’s financial profile from the TransUnion credit bureau. Like our ID Trace Pro II search, the credit report also delivers current/previous addresses, Social Security number, birth dates and aliases for additional criminal searches.

Key features include:

  • Account numbers and date of birth masked
  • Does not affect candidate’s credit score
  • Only best match results reported

Our credit check is ideal for:

  • CPAs
  • Retail staff
  • C-level executives
  • Medical records and billing staff
  • Financial and banking staff
  • Employees responsible for handling money or financial information

Reported information includes:

  • Account names
  • Credit limits
  • Late payments
  • Bankruptcies
  • Liens

Verification turnaround time: Same day


Need a credit report? Get Started ›


Why choose Verified Credentials?

FAQ's


Q: Will conducting a credit report affect the candidate’s credit score?
A: No. Unlike applying for a loan or credit card, our credit report is designed specifically for employment purposes. It does not affect credit scores.

Q: Are your credit reports lengthy and difficult to interpret?
A: Report contents can vary greatly based on the length of credit activity. Some reports are just a few pages long while others have dozens of pages. Our representatives are available to help you with any report interpretation questions your hiring staff may have. If you need help, contact us.

Get Started or Call Us

Main: 952.985.7200
Toll Free: 800.473.4934
Hours: 8am-5pm (CST), Mon-Fri


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