CREDIT REPORTS

HOMEBUSINESS NEEDSBACKGROUND CHECKS & VERIFICATIONSCREDIT REPORTS

Checking credit history gives you insight into a candidate’s financial accountability and track record. And it’s essential information to have when hiring for a position with money handling and financial responsibility.

Our credit report for employment returns a candidate’s financial profile from the TransUnion credit bureau. Like our ID Trace Pro search, the credit report also delivers current/previous addresses, Social Security number, birth dates and aliases for additional criminal searches.

Key features include:

Account numbers and date of birth masked
Does not affect candidate’s credit score
Only best match results reported

Our credit check is ideal for:

CPAs
Retail staff
C-level executives
Medical records and billing staff
Financial and banking staff
Employees responsible for handling money or financial information

Reported information includes:

Account names
Credit limits
Late payments
Bankruptcies
Liens

Verification turnaround time:

Same day

FAQ’s

Q: Will conducting a credit report affect the candidate’s credit score?

A: No. Unlike applying for a loan or credit card, our credit report is designed specifically for employment purposes. It does not affect credit scores.

Q: Are your credit reports lengthy and difficult to interpret?

A: Report contents can vary greatly based on the length of credit activity. Some reports are just a few pages long while others have dozens of pages. Our representatives are available to help you with any report interpretation questions your hiring staff may have. If you need help, contact us.

What is this?

There are several types of codes:

Requirements Code:
This code is given to a user by an organization or person who has asked the user to complete a series of requirements for a given qualification process. Each qualification process is assigned a unique code. Users enter the code and are guided through an easy, step-by-step process to help them complete the mandatory requirements established by the requestor.

Sharing Code:
This code is typically given to a user by another person in effort to share information contained in their personal QualifiedFirst portfolio, such as their background report, professional qualifications, and more. The users enter the code and can view the shared information securely within their QualifiedFirst account. If the user does not have a QualifiedFirst account, they can open a FREE account in a matter of minutes.

Promotional Code:
This code is sent out to QualifiedFirst® users and can be used for discounts on personal background check orders. Note – these codes cannot be used when responding to a requirement set code.